This is my method for making the cash I need online to take
my family on a very cheap (actually FREE) Disney Vacation. It involves earning
the money using online loyalty rewards programs and then using the reward cash
to purchase discounted Disney Vacation Gift Cards. These cards can be used to pay for
your next planned Disney Vacation by adding them to a DisneyVacation Club account.
Here are the things you will need to get started (all are FREE to join):
- Open a Swagbucks account.
- Open a Perk TV account.
- Use your current cell phone or acquire one (Android is preferred) that will run the swagbucks and perkTv apps.
- Use BING daily as your search engine, even if you only use it to fulfill your searches for points.
- Get a Target RedCard account. This is needed to get the 5% discount when buying the Disney Gift Cards and will take 7-10 days to be delivered to your home. Don’t forget you will need to register the actual physical card at Target.com website on your target web account to get the 5% discount on every gift card purchase online.
- Have a Paypal account (Pays 1% on all purchases).
- Open an Ebates account (Pays 1% on all purchases)
- Open a TopCashBack account. (Pays 1% on all purchases)
- *Get a Raise.com account to buy discounted gift cards. (Use RAISE75AF code at checkout for new accounts and get $5 off your first $75 purchase) - Use this to buy giftcards at 3-35% off
- Have a shopkick account and use the app at local Target store.
- Create a DisneyVacation Club Account (Pays 2% on all funds in the account)
SwagBucks and PerkTV - To earn the money:
Once you have all your accounts created, use Swagbucks and Perktv apps to make cash until you have enough to convert the points into paypal gift cards as rewards. $25 is the minimum to cash out for paypal. If you don’t have a paypal account or can’t get one for whatever reason, cash out your points into Target gift cards. I also wrote a blog on how to get the most Swagbucks points you can daily.
Once you have all your accounts created, use Swagbucks and Perktv apps to make cash until you have enough to convert the points into paypal gift cards as rewards. $25 is the minimum to cash out for paypal. If you don’t have a paypal account or can’t get one for whatever reason, cash out your points into Target gift cards. I also wrote a blog on how to get the most Swagbucks points you can daily.
Swagbucks
has 4 apps on Android devices (EntertainNow, SwagbucksTV, Moviecli.ps, and
sportlyTV). There are only 2 apps available currently for iphone (EntertainNow
and SwagbucksTV). These apps will max payout differently on a daily basis.
Usually running all 4 apps will get you about 200-240 Swagbucks daily. That is
about $2 or more a day. If you go to the swagbucks site and do some of the
things they have there, you can increase your totals. Not bad for watching ads
and videos on your phone. Plus, meeting your daily swagbucks goal will get you
bonus points. Just remember to have your phone in wifi mode or you may be
paying costly data overages using the cell data plan.
PerkTv is another app
that can be run that will show ads and movie trailers that pay you in points
you can redeem for gift cards. It is a little slower than swagbucks to get
payouts, but the app runs and builds up points over time. I usually run this
after I have maxed out my swagbucks apps for the day. It runs on tablets, nooks
and cell phones.
Bing to accelerate Swagbuck earnings or get Target Gift Cards.
Go to Bing daily and do your required amount of searches for points. Some accounts have a limit of 15 computer searches for points you can get doing 30 searches. I have seen others be able to get 30 points a day for 90 searches. Not sure why it is different limits for some than others. You can also get 10 more points using your mobile phone to search on bing 20 times for 10 more bing points. I cash these points out and get swagbucks with them at a discount. There is a limit to how many times you can cash out for swagbucks using Bing, so I will start getting Target cards once I have maxed out my swagbucks option.
Go to Bing daily and do your required amount of searches for points. Some accounts have a limit of 15 computer searches for points you can get doing 30 searches. I have seen others be able to get 30 points a day for 90 searches. Not sure why it is different limits for some than others. You can also get 10 more points using your mobile phone to search on bing 20 times for 10 more bing points. I cash these points out and get swagbucks with them at a discount. There is a limit to how many times you can cash out for swagbucks using Bing, so I will start getting Target cards once I have maxed out my swagbucks option.
Use Reimbursement Sites: Ebates and TopCashBack to link to Raise.com for more savings.
Once you have paypal cash in your paypal account, go to Ebates.com and search by merchant and choose Raise.com. Using Ebates to get to raise.com will give you a greater percentage back when purchasing certain gift cards and an extra 1% cash back on most all other gift card purchases at Raise , except Walmart & Target*. When you are at Raise and have a local Kroger Grocery store in your area, purchase Kroger gift cards. You can usually get Kroger gift cards for 3% off at Raise and Ebates will have specials when you buy Kroger cards linked through to Raise from them. Another option is to use TopCashBack.com and search for “Raise” to get Target and Walmart gift cards. TopCashBack offers 1% back on Walmart and Target Gift Cards purchased using Raise. You can also buy and use Walmart Cards in-store to purchase Target Gift cards. When you purchase using Paypal, paypal will pay you 1% for using the paypal card (not sure if this is for business card members only).
Once you have paypal cash in your paypal account, go to Ebates.com and search by merchant and choose Raise.com. Using Ebates to get to raise.com will give you a greater percentage back when purchasing certain gift cards and an extra 1% cash back on most all other gift card purchases at Raise , except Walmart & Target*. When you are at Raise and have a local Kroger Grocery store in your area, purchase Kroger gift cards. You can usually get Kroger gift cards for 3% off at Raise and Ebates will have specials when you buy Kroger cards linked through to Raise from them. Another option is to use TopCashBack.com and search for “Raise” to get Target and Walmart gift cards. TopCashBack offers 1% back on Walmart and Target Gift Cards purchased using Raise. You can also buy and use Walmart Cards in-store to purchase Target Gift cards. When you purchase using Paypal, paypal will pay you 1% for using the paypal card (not sure if this is for business card members only).
*Exclusions at Ebates for Raise purchases: Cash Back is not
available on gift card purchases under $20. Cash Back cannot be earned on
purchases of the following gift cards: Bloomingdale, Target, Walmart, Amazon,
Home Depot, Lowe's, Macy's, iTunes, Restaurant.com, Starbucks, Best Buy,
Facebook credit, Google Play.
Use the TargetRedCard account for 5% discount and the Target Gift Cards to purchase Disney Gift Cards
Once you have a few Target gift cards, you can go to a Target store near you or online (use 4 Gift cards at a time online per purchase) and purchase Disney gift cards. Buy This gift card. Don’t buy the Disney Gift Card STORE cards. I think the limit is 3 Disney Gift Cards per transaction for $150 total ($50 each). Using your Target RedCard, you will get an extra 5% off your purchase. If you purchase online, go through the Shop button at Swagbucks to see if you can get Swagbucks for making your purchase. If you go into store, use an app called shopkick and get points back for giftcards for being in store.
Once you have a few Target gift cards, you can go to a Target store near you or online (use 4 Gift cards at a time online per purchase) and purchase Disney gift cards. Buy This gift card. Don’t buy the Disney Gift Card STORE cards. I think the limit is 3 Disney Gift Cards per transaction for $150 total ($50 each). Using your Target RedCard, you will get an extra 5% off your purchase. If you purchase online, go through the Shop button at Swagbucks to see if you can get Swagbucks for making your purchase. If you go into store, use an app called shopkick and get points back for giftcards for being in store.
ShopAtHome.com & Sam's Club using Walmart Gift Cards
In the event that Target runs out of Disney Gift card stock (which seems to happen periodically), you can use Walmart Gift Cards at Sam's Club Online and buy the $150 3/$50 Disney Card for a discount of $142.98. By going to ShopatHome.com first and searching for Sam's Club, you can save an extra 3% on your Sam's Club online purchase. Also, I have been told you can use shopathome.com before going to target, but you will need to add an item like shampoo to your cart to get the 2.5 - 4% using gift cards.
ShopKick
I can’t tell you much about shopkick app as I don’t have a Target Store in my area. However, I understand that you can earn more giftcards by using it when you are in a store, like Target, that uses shopkick app.
I can’t tell you much about shopkick app as I don’t have a Target Store in my area. However, I understand that you can earn more giftcards by using it when you are in a store, like Target, that uses shopkick app.
Add Disney Gift Card amounts to your Disney Vacation Club account
Once you have the Disney Gift Cards in your hands, use the numbers on the cards and add them to your DisneyVacation Club account. DisneyVacation Club account will give you a $20 Disney Gift Card for every $1000 you save in your account. Basically, giving you 2% return on your vacation investment. Once you have enough cash in your Disney Vacation club account to purchase the vacation you want, take it and enjoy!
Once you have the Disney Gift Cards in your hands, use the numbers on the cards and add them to your DisneyVacation Club account. DisneyVacation Club account will give you a $20 Disney Gift Card for every $1000 you save in your account. Basically, giving you 2% return on your vacation investment. Once you have enough cash in your Disney Vacation club account to purchase the vacation you want, take it and enjoy!
Summary
This method should get you a Disney vacation at well above 10% or more off regular Disney prices and it should be mostly free if you are using only perktv and swagbucks. You have the option to use your own money and add to it to take a more expensive vacation through Disney. Just remember to use the gift card route to extend your savings.
- Make the money for vacation using Swagbucks and Perk TV (or you can use the money you normally budget for vacation).
- Use Bing Search account to earn points to redeem for extra Swagbucks or Target gift cards.
- Use cashback reimbursement sites that will reimburse you 1% of your giftcard purchases for linking to Raise.com. Use Topcashback and link to Raise for Walmart and Target gift cards. Use ebates for Kroger and all other gift card purchases. Use Walmart and Kroger giftcards to buy Target gift cards.
- Once you have purchased Target Gift cards, use your Target RedCard account for an extra 5% to buy Disney Gift Cards.
- Put your Disney Gift Card numbers into your Disney Account and collect another 2% toward your vacation.
This method should get you a Disney vacation at well above 10% or more off regular Disney prices and it should be mostly free if you are using only perktv and swagbucks. You have the option to use your own money and add to it to take a more expensive vacation through Disney. Just remember to use the gift card route to extend your savings.
